Past performance may not be indicative of future returns. All investments involve some degree of risk, some of which are beyond the control of Harper Bernays and its directors, employees, advisers or agents. This website may contain forward-looking statements, forecasts, estimates and / or projections. Harper Bernays does not guarantee any particular return, rate or return, performance and / or financial outcomes. The information on this website is for general informational purposes only and is not intended to be relied upon as advice to investors or potential investors. The information on this website has been prepared without taking into account any individual’s personal investment objectives, financial circumstances or particular needs. Before acting on any information, you should consider whether it is appropriate having regard to your own investment / wealth objectives, financial situation and needs and obtain independent advice. To the extent permitted by law, Harper Bernays makes no warranty or guarantee as to the accuracy, completeness or reliability of material contained on this website.